Cookie Policy

Last Updated: 2024. This policy explains how Sunlit Quarters uses cookies and similar technologies to provide you with the best experience when navigating our Canadian banking comparison platform.

Disclaimer: This document is a standardized template for informational purposes only and does not constitute legal advice. For specific compliance with British Columbia's PIPA or federal PIPEDA regulations, please consult with a qualified legal professional.

1. Introduction and Legal Framework

Sunlit Quarters operates as a financial information portal focusing on the Canadian banking landscape, specifically serving residents of Vancouver and British Columbia. We are committed to protecting your privacy in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) at the federal level and the Personal Information Protection Act (PIPA) of British Columbia.

This Cookie Policy describes how we use "cookies" (small text files saved on your device) and similar tracking technologies (web beacons, pixels) to ensure our website functions correctly, to analyze traffic, and to personalize content regarding bank comparisons and hidden fee analysis.

2. What are Cookies?

A cookie is a small piece of data that a website asks your browser to store on your computer or mobile device. The cookie allows the website to "remember" your actions or preferences over time. Most browsers support cookies, but users can set their browsers to decline them and can delete them whenever they like.

At Sunlit Quarters, we use cookies to understand how you interact with our comparison tools, such as the "Vancouver Banking Infrastructure Guide," to improve your user experience and to keep our services free of charge through relevant advertising.

3. Categories of Cookies We Use

A. Strictly Necessary Cookies

These are essential for the operation of our site. They include, for example, cookies that enable you to log into secure areas or use our fee calculators.

  • Purpose: Security, network management, and accessibility.
  • Lifespan: Mostly session-based (deleted when browser closes).
  • Requirement: Cannot be disabled as the site will not function without them.

B. Analytical/Performance Cookies

These allow us to recognize and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding the "Hidden Fees Analysis" easily.

  • Examples: Google Analytics, Hotjar.
  • Lifespan: From 30 minutes to 2 years.
  • Data: Anonymous IP addresses, page views, bounce rates.

C. Marketing and Targeting Cookies

These cookies record your visit to our website, the pages you have visited, and the links you have followed. We use this information to make our website and the advertising displayed on it more relevant to your interests in Canadian financial products.

  • Examples: Facebook Pixel, Google Ads Tracking.
  • Lifespan: Up to 1 year.
  • Usage: Showing you relevant bank promotions in British Columbia.

4. Legal Basis for Processing

Under Canadian law (PIPEDA) and British Columbia's PIPA, we rely on implied or express consent for the use of non-essential cookies.

  • Strictly Necessary: Processed based on legitimate business interest to provide a functional platform.
  • Analytical & Marketing: We request your express consent via our cookie banner upon your first visit to our site. You have the right to withdraw this consent at any time.

5. Managing Your Preferences

You can manage your cookie preferences directly on our site or through your web browser. Please note that disabling certain cookies may impact the functionality of our banking comparison tools.

Browser-Level Controls:

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

6. Third-Party Cookies

In some special cases, we also use cookies provided by trusted third parties. For example, our site uses Google Analytics to help us understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content on "Evolution of Canadian Banking" and other topics.

7. Contact Information

If you have any questions about our use of cookies or this Cookie Policy, please contact the Sunlit Quarters Data Protection Officer:

Company: Sunlit Quarters

Address: 850 West Hastings Street, Unit 210, Vancouver

Phone: +1 (423) 845-7635

Email:

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