Terms of Service
Last Updated: October 2023. These terms govern your access to and use of the Sunlit Quarters platform regarding Canadian banking comparisons and financial insights.
Acceptance of Agreement
By accessing the website operated by Sunlit Quarters, you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms, you must immediately cease all use of this website.
This agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties, and understandings with respect to the Site, the content, and the subject matter of this agreement.
Description of Services
Sunlit Quarters provides a digital platform dedicated to comparing banking conditions in Canada, specifically focusing on Vancouver-based financial infrastructure. Our services include:
- Analysis of hidden fees and transaction costs across major Canadian banks.
- Taxonomy of chequing and savings accounts.
- Educational content regarding the evolution of the Canadian banking sector.
We do not provide direct financial services, loans, or banking products. We act as an independent information aggregator.
User Conduct & Prohibitions
You agree not to use the site for any purpose that is unlawful or prohibited by these Terms. Prohibited actions include but are not limited to:
- Attempting to interfere with the proper functioning of the site.
- Using automated systems (bots, spiders) to scrape data without prior written consent.
- Uploading malicious code or viruses.
- Misrepresenting your identity or affiliation with any person or entity.
- Engaging in any conduct that restricts or inhibits any other user from using or enjoying the Site.
Intellectual Property
The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary (including but not limited to intellectual property) rights of Sunlit Quarters.
The copying, redistribution, use, or publication by you of any such matters or any part of the Site is strictly prohibited. You do not acquire ownership rights to any content, document, or other materials viewed through the Site.
Disclaimer of Warranties
Information is provided "As Is"
THE INFORMATION FROM OR THROUGH THE SITE IS PROVIDED "AS-IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS, OR OTHER LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE.
Limitation of Liability
Sunlit Quarters and its partners shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from:
- Any errors in or omissions from the Site or any services or products obtainable therefrom.
- The unavailability or interruption of the Site or any features thereof.
- Your use of the Site.
- The content contained on the Site.
- Any delay or failure in performance beyond the control of a Covered Party.
Governing Law
These Terms shall be treated as though they were executed and performed in Vancouver, British Columbia, Canada, and shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein.
Specifically, we adhere to the Personal Information Protection and Electronic Documents Act (PIPEDA) and the Personal Information Protection Act (PIPA) of British Columbia regarding data handling. Any cause of action by you with respect to the Site must be instituted within one (1) year after the cause of action arose or be forever waived and barred.
Contact & Details
Sunlit Quarters
Address: 850 West Hastings Street, Unit 210, Vancouver
Email: Phone: +1 (423) 845-7635